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  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage

Welcome to LIghthouse MortgageHelping people go from loan applicant to homeowner, with peace of mind..

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Welcome to Lighthouse Mortgage 

Why Use A Broker?

Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential mortgage loans. Mortgage brokers normally pass the actual funding and servicing of loans on to wholesale lending sources. A mortgage broker is also an independent contractor working with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, your broker provides the most efficient way to obtain financing tailored to your specific financial goals.

In the volatile home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. One of the broker's most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage broker can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

Recent Articles

May
23
2018
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks recommended an ARM when they shouldn't have...
May
16
2018
How to Win a Homebuying Bidding War Without Going Over Your Budget
Summer is almost here!  The weather isn’t the only thing that is heating up -- so is the competition for buying a home! Warmer months are a favorite time for home buying so don’t be surprised if you find yourself in a bidding war with other home buying hopefuls. Afraid...
May
09
2018
Getting Ready to Buy Your First Home? Here's What To Do First
There are so many parts to buying a home, and when you're a first time home buyer, it can get overwhelming pretty fast. The good news is that you're not alone! When you apply for your first mortgage with us, you'll have a team of professionals helping you every step of the way. How to get ready to...
May
02
2018
Can You Get a Home Equity Loan After Bankruptcy?
Looking to get a home equity loan but have a bankruptcy on your credit history? It may not be as bad as you think! Actually, it may be just the thing to help your credit recover. Find out the basics of a home equity loan and see how some of our clients are using it to help them bounce back after...