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  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage

Welcome to LIghthouse MortgageHelping people go from loan applicant to homeowner, with peace of mind..

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Welcome to Lighthouse Mortgage 

Why Use A Broker?

Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential mortgage loans. Mortgage brokers normally pass the actual funding and servicing of loans on to wholesale lending sources. A mortgage broker is also an independent contractor working with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, your broker provides the most efficient way to obtain financing tailored to your specific financial goals.

In the volatile home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. One of the broker's most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage broker can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

Recent Articles

Feb
21
2018
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your 30-year mortgage to lower your...
Feb
14
2018
What's the Difference Between Hazard Insurance and Homeowner's Insurance?
You'll likely hear the term ‘hazard insurance’ when you're applying for a home loan. Hazard insurance is not a separate insurance policy but rather part of your homeowner's insurance policy. How much coverage and the cost of coverage varies, but every mortgage will...
Feb
07
2018
Getting Ready to Buy Your First Home
Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation, it can be even faster!  Look over the...
Jan
31
2018
How To Qualify for a Fannie Mae Loan To Buy An Apartment Building
You have several options for commercial loans, however, we're going to focus on buying an apartment complex with a Fannie Mae loan.  Fannie Mae is a popular government-backed loan with rates that are typically lower than other property loans. This mortgage program can be used for...