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  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage
  • 			    Lighthouse Mortgage

Welcome to LIghthouse MortgageHelping people go from loan applicant to homeowner, with peace of mind..

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Welcome to Lighthouse Mortgage 

Why Use A Broker?

Independent mortgage brokers have had a significant positive impact on the lending industry. Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential mortgage loans. Mortgage brokers normally pass the actual funding and servicing of loans on to wholesale lending sources. A mortgage broker is also an independent contractor working with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, your broker provides the most efficient way to obtain financing tailored to your specific financial goals.

In the volatile home-lending market, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. One of the broker's most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional mortgage broker can wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need a mortgage broker to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

Recent Articles

Jul
11
2018
Buying a Starter Home vs a Forever Home: Which Should You Choose?
When you're a first-time homebuyer, the first thing on your mind is probably, "how much home can I afford?" and rightfully so! Knowing how much you qualify for is the first step to buying a home. But here's another crucial detail to consider: should you buy a starter home or a forever...
Jul
05
2018
Top Ten Credit Score Myths --Busted!
Your credit score is one of your most powerful tools for planning your financial future --mostly because it determines the terms of loans like mortgages. Unfortunately, there’s a lot of misunderstandings about FICO scores, and it can lead you to miss out on the benefits of your...
Jun
27
2018
If This Sounds Like You, It's Time to Refinance
Do any of these 7 financial situations sound like you? If they do, then you might be ready to refinance your mortgage! Remember, you can start the refi application at any time on using our digital application --the sooner you apply, the sooner you can secure a new, lower mortgage...
Jun
20
2018
How to Buy A Home This Summer With Zero Down
It’s true --you can buy a home with no money down!  If you've been toying with the idea of buying a house but the lack of down-payment funds is holding you back, you’re in luck! We’re going to show you how you can buy a home this summer even if you don’t have a...