• 			Lighthouse Mortgage
  • 			Lighthouse Mortgage
  • 			Lighthouse Mortgage
  • 			Lighthouse Mortgage

The following is a list of the documentation we will generally need.  Each situation is different and we may ask you for additional items, but it is helpful to have the following items with you when you meet with your loan officer.

Purchase Transactions:

Copy of Driver's License (for each borrower)

Purchase Agreement (signed by all parties)

Most recent W-2

Paystubs covering the most recent 30 day period

2 years tax returns will be needed if you are self employed

Most recent statement for any asset account

If you are not an US citizen, a copy of your Green Card or proof of acceptable Visa status

Homeowner's Insurance Company and Agent's name and phone number

Refinance Transactions:

Copy of Driver's License (for each borrower)

Most recent W-2

Paystubs covering the most recent 30 day period

2 years tax returns will be needed if you are self employeed

Most recent statement for any asset account

If you are not an US citizen, a copy of your Green Card or proof of acceptable Visa status

Homeowner's Insurance Company and Agent's name and phone number

HUD-1 Settlement Statement from the last time you refinanced or purchased the subject property

Loan Agreement for any 2nd mortgage currently on the subject property